Turn your oven to 400 degrees. In a large skillet, brown the ground beef over medium-high heat, breaking it up into small crumbles as it cooks.

Drain off the extra grease and put the beef back in the skillet. Add the taco seasoning and water, stir everything together, and bring it to a boil. Turn the heat down and let it simmer until the sauce thickens up.

Heat the vegetable oil in a separate large skillet over medium heat. Add one tortilla at a time and fry for about 3 to 4 minutes, flipping it frequently, until it gets crispy and golden. Do this with all 8 tortillas and set them aside on paper towels.

Put the refried beans in a microwave-safe bowl and heat them up for about a minute. This makes them way easier to spread on the tortillas.

Take one fried tortilla and spread a generous layer of warm refried beans all over it. Top with a good portion of the seasoned ground beef.

Place another fried tortilla on top like a sandwich. Spread about 2 tablespoons of enchilada sauce over the top tortilla, then sprinkle a handful of shredded cheese over the sauce. Repeat with the remaining pizzas.

Put all the assembled pizzas on a large nonstick baking sheet. Bake for 8 to 10 minutes until the cheese is melted and bubbly.

Take them out of the oven and top with diced tomatoes, sliced green onions, olives, and a dollop of sour cream. Serve hot and enjoy your homemade Taco Bell copycat.